Closing Cost Who Pays What When Buying or Selling Home in Phoenix Arizona Here are closing cost and escrow items breakdown for seller and buyer (FOR REFERENCES ONLY). Wondering how much house you can afford? Click here to access the Mortgage House Payment Calculator. Simply add in the price of the home you are considering […]
First Time Home Buyer: ARM vs Fixed Rate Which Mortgage Is Better When Buying Home in Phoenix AZ? If you are thinking of buying a home in Phoenix area, chances are you’re debating on whether to get an adjustable-rate mortgage (ARM) and a fixed-rate mortgage. So what’s the difference between them and which one is […]
First Time Home Buyer: Don’t Make These Financial Mistakes When Buying a home in Arizona As a home buyer, especially first time home buyer, you have pressure to get things right on finding your dream home. Shopping for a home is exciting, exhausting and a little bit scary. In the end, your goal is to […]
Parties and Responsibilities Involved in Real Estate Transaction in Arizona Buying and selling a home in Phoenix may be the biggest business transaction in your life. Ever wonder how many people are involved in the buying and selling of a residential property? The typical sale of a home today involves more than 20 steps and […]
Common FHA appraisal repairs when buying home with FHA loan When buying a home with FHA mortgage, the Federal Housing Administration (FHA) of the U.S. Department of Housing and Urban Development (HUD) requires that properties financed by the FHA meet its minimum standards of safety, security and soundness. Essentially, the home must be habitable, with […]
What you need to know when buying a house with FHA loan in Phoenix AZ Home buyers today don’t often buy homes with 20% down payment. Low and no down payment mortgages remain popular with first-time buyers and repeat buyers and one of the most popular low-down payment mortgage program is the FHA loan. Read […]
FHA Loan vs Conventional Loan Which Mortgage is right for you when buying a home in Phoenix AZ? There’s no one-size-fits all when it comes to real estate mortgages. It depends on your situation and comfort level when paying for mortgage. For some borrowers a Federal Housing Administration-insured aka FHA loan will win hands down; […]
Pathway to Purchase Down Payment Assistance Program – Up to 10% Grant for targeted Arizona Communities The Arizona Department of Housing (ADOH), acting jointly with the Arizona Home Foreclosure Prevention Funding Corporation (AHFPFC) and the Arizona Housing Finance Authority (AzHFA), to provide down payment assistance to qualified home buyers purchasing a primary residence in 17 […]
What is Title Insurance? What You Need to Know About Title Insurance Buying a home is probably the single biggest investment you will ever make. Before closing on the house, you’ll want to know that no other individual or entity has a right, lien or claim to the property. Determining that your rights and interests […]
Most first time home buyer faces financial challenges such as they can’t afford a large down payment, they may have student loan or may need parents and other family member to help out when buying a home. They are Willing, Ready but un-Able to buy because financial situation. If you are in this situation, HomeReady […]
My commitment to my clients is to ensure your home buying or selling experience are the most rewarding, most cost & time efficient and as stress free process as possible, while maintaining a professional and ethical business.
