What is Good Faith Estimate When Buying Home in Phoenix AZ? The Good Faith Estimate, Defined One of the most confusing aspects of the process for first-time homebuyers is the mortgage. Common homebuyer questions include: Where to get one, how to get one, and what does all that jargon mean? Advice abounds, especially on the Internet. […]
Do Not Apply For Credit Before Close of Escrow
Do Not Apply For Credit Before Closing of Escrow When Buying a Home You found your dream home and you are under contract. So what’s next? First thing first: Do Not apply for new credit between the time you apply for a home loan and the day the mortgage closes aka close of escrow. The […]
Infographic 9 Steps Buying A Home in Phoenix AZ
Infographic 9 Steps Buying A Home in Phoenix AZ Wondering how much house you can afford? Click here to access the Mortgage House Payment Calculator. Simply add in the price of the home you are considering and the calculator will return your estimated house payment. Change length of loan and interest rates to adjust results. […]
AZ Home Plus Home Loan Program Down Payment Assistance Program
Arizona Home Plus Home Loan Program Down Payment Assistance Program The Arizona Housing Finance Authority (AzHFA) operates on behalf of the Arizona Department of Housing to assist creditworthy renters who can afford a mortgage but lack the resources for a down payment. The AzHFA Home Plus Home Loan Program provides an attractive 30-year fixed-rate mortgage […]
The 6 Steps to Securing a Home Loan
The 6 Steps to Securing a Home Loan When Buying a Home From the word “mortgage” to the methods used by lenders to determine how much to loan, the home loan process can be confusing to first timers. In fact, one third of the respondents to a 2011 Wall Street Journal survey of homebuyers said […]
How to Be a Respectful Home Buyer
How to Be a Respectful Home Buyer When a home is on the market, the seller’s privacy goes out the window. It is almost guaranteed that some buyers will open drawers, peek inside cabinets and touch items that are obviously personal and not included in the sale. Coming home from work to find that the […]
What is Comparative Market Analysis (CMA)?
What is comparative market analysis (CMA)? Why you need to know? Selling a home is a bit more complicated than putting up a sign, setting a price and praying and hoping to get a buyer to show your home. Although it involves an element of suspense, and is not often a scientific certainty, it should […]
3 Tips for Moving With Kids
3 Tips for Moving With Kids Moving is complex. Moving with children is even more challenging. Some of their anxieties and fears over relocating may seem petty to adults, but they are nevertheless real. You could probably tell your children they are moving to Disneyland and, after the initial ecstasy wore off, they’d still feel […]
Should You Skip the Home Inspection for a Better Deal?
Should you skip the home inspection for a better deal when buying home in Phoenix AZ? When Phoenix AZ Real Estate Markets are moving quickly, sellers sometimes become uncompromising. Why make concessions if your home is leading the neighborhood’s Ms. Popularity contest? This may lead buyers, caught in the frenzy of a bidding war, to become […]
What Counts as a Comp for Your Home?
What Counts as a Comp for Your Home in Phoenix AZ? From replacing a rusted out bathroom sink to laying laminate flooring, Americans are hooked on the DIY craze. Some things, however, are better left to professionals. Establishing your home’s current market value before putting it on the selling block or pursuing a refinance is […]
