2025 Conventional Loan Limit in Arizona Starting January 1 2025, the 2025 conventional loan limit in Arizona Maricopa County for single-family properties will be $806,500. This means home buyers using (3% down payment) can buy at a maximum purchase price of about $831,443! This is great news for Arizona home buyers planning to use the […]
2025 Arizona FHA loan limit The department of Housing Urban Development (HUD) announced an increase FHA loan limit in Arizona for 2025. Starting January 1 2025, the new 2025 FHA loan limit in Arizona for single-family properties in Maricopa county will be $524,225!!! Which means that the minimum purchase price with 3.5% down will be […]
2024 Arizona FHA loan limit The department of Housing Urban Development (HUD) announced an increase FHA loan limit in Arizona for 2024. Starting January 1 2024, the new 2024 FHA loan limit in Arizona for single-family properties in Maricopa county will be $530,150!!! Which means that the minimum purchase price with 3.5% down will be […]
2024 Conventional Loan Limit in Arizona Starting January 1 2024, the 2024 conventional loan limit in Arizona Maricopa County for single-family properties will be $766,550. This means home buyers using (3% down payment) can buy at a maximum purchase price of about $790,257! This is great news for Arizona home buyers planning to use the […]
What is Mortgage Recasting? When homeowners looking to reduce their monthly mortgage payments, they often consider refinancing their homes. The issue with refinancing is that it resets the clock on your mortgage and may extend your payments over a longer period of time. While you save monthly, it may cost you more in the long […]
How Much Down Payment Do I Need to Buy a House in Arizona? When you buy a home, one of the biggest up-front cost is the down payment. Down payment is the portion of the purchase price that you pay upfront at closing. Generally, if you put less money down on for a home, your […]
What is mortgage preapproval when buying a house in Arizona? As you search for a home, getting pre-approved for a mortgage can be an important step to take. It can be hard to shop for a home without knowing how much you can afford. Mortgage preapproval lets you shop smarter and make stronger offers. Let’s […]
First Time Home Buyer: Not All Lender are Same The first step in the home buying process should be talking to your lender for mortgage pre-qualification. Choosing the right lender can save you time, money and a lot of frustration in the long run. So how do you choose the lender that is best for […]
Should you use an local mortgage lender or out of state or online lender when buying a home in Arizona? As more and more people are relocating to Phoenix, I always get to ask by out of state home buyer, can I use my lender in my current town? In other word, buyers from California […]
Things To Consider Before Refinancing Your Home Loan With the current mortgage rates in historic low, many homeowners are considering refinancing their home. Refinancing for the right reasons at the right time can be hugely beneficial for homeowners. Homeowners can take advantage of lower rates to decrease their monthly payment. This extra money could go […]
My commitment to my clients is to ensure your home buying or selling experience are the most rewarding, most cost & time efficient and as stress free process as possible, while maintaining a professional and ethical business.
