Why is it important to have a pre-qualification prior to getting out there and really looking for a new home in Arizona? Real estate in Arizona is very competitive, especially when you are first time home buyer. Chances are once you find your favorite move-in ready property, it will also be somebody else’s favorite as […]
The Home Loan Application Process – Mortgage Application Checklist When you apply for a home loan you will need to provide a number of documents. These documents verify a number of facts about your life, from your income to your debts and beyond. This checklist provide as a reference you should take when applying for […]
How Much is an Appraisal Fee When Buying a House in Arizona? If you are buying a home with mortgage, your lender will require a home appraisal. A professional real estate appraiser’s job is to give an unbiased OPINION of value of the subject property. Typically, your lenders will order the appraisals to make sure […]
What Credit Score is Needed to Buy a House in Arizona? If you are in the market to buy a home with mortgage, knowing what kind of shape your credit score is an essential step that is vital to think about early on. Your credit score can give you an idea of whether you will […]
UPDATE: 2018 Pathway to Purchase Down Payment Assistance Program – Up to 10% Grant The Arizona Department of Housing (ADOH), in partnership with the Arizona Home Foreclosure Prevention Funding Corporation (AHFPFC), provides down payment assistance to qualified homebuyers purchasing a primary residence in 26 targeted zip codes in 12 Arizona Cities. The assistance is an […]
How lenders determine how much mortgage you qualify for when applying for mortgage? If you are thinking about buying a home, one of the first things you should do is go to a lender to get mortgage pre-approved. This will determine how much money you can borrow on a mortgage. This will also help you […]
NACA Home Buying and Mortgage Program provides both comprehensive housing counseling and incredible mortgage The Neighborhood Assistance Corporation of America (“NACA”) is a Non-profit HUD-Approved Community Advocacy and Homeowner Membership nationwide organization. Currently there are about 40 offices nationwide and rapidly growing. NACA Phoenix office is located at 1301 East Washington Street Suite 200, Phoenix, […]
Parties and Responsibilities Involved in Real Estate Transaction in Arizona Buying and selling a home in Phoenix may be the biggest business transaction in your life. Ever wonder how many people are involved in the buying and selling of a residential property? The typical sale of a home today involves more than 20 steps and […]
First time home buyer: What is the difference between Mortgage Pre-Qualification and Pre-Approval? When you are buying home in Phoenix, your Real Estate Agent may ask you whether you had pre-qualified or pre-approved for mortgage. So, what’s the different between Mortgage Pre-qualification and Mortgage Pre-approved? Photo by Precondo CA on Unsplash What is Mortgage Pre-Qualification? […]
What You Need to Know: What is Consumer Financial Protection Bureau CFPB? For more than 30 yeas, federal laws has required all lenders to provide two disclosure forms to consumers when they apply for mortgage and two additional short forms before they close the home loan. These forms were developed by different federal agencies under […]
My commitment to my clients is to ensure your home buying or selling experience are the most rewarding, most cost & time efficient and as stress free process as possible, while maintaining a professional and ethical business.
