FHA Loan vs Conventional Loan Which Mortgage is right for you when buying a home in Phoenix AZ? There’s no one-size-fits all when it comes to real estate mortgages. It depends on your situation and comfort level when paying for mortgage. For some borrowers a Federal Housing Administration-insured aka FHA loan will win hands down; […]
What is Title Insurance? What You Need to Know About Title Insurance Buying a home is probably the single biggest investment you will ever make. Before closing on the house, you’ll want to know that no other individual or entity has a right, lien or claim to the property. Determining that your rights and interests […]
What is an Appraisal and what buyers need to know when buying a home? When you are buying a house in Arizona with a mortgage, your lender will be requesting an appraisal. A real estate appraiser’s only job is to give an unbiased OPINION of value of the subject property. The appraiser will use recent […]
What is Due Diligence when Buying a Home in Phoenix Arizona? You and your Realtor work hard found your dream home. After back for forth of negotiations and counter offers, seller finally had accepted your offer. Now what, you may ask. Many first time home buyers have little idea of what they need to do […]
First time home buyer: Buying REO Homes Phoenix AZ REO in short of Real Estate Owned is a term used to describe a property owned by a lender – typically by bank, government agency, or government loan insurer, after an unsuccessful sale at a foreclosure auction. In short, it is also known as Bank Owned […]
Making Offer When Buying a Home in Arizona There are typically 8 steps to successfully buying a house. One of the most important aspects is making an offer. Once you’ve found the perfect house, the next step in the process – making an offer. In order to increase your chances at getting the house, however, […]
Home Seller Guide: Seller’s Guide to Negotiations when Selling a House You had worked hard to get your house ready for the market, decluttering and even painted the whole house. You’ve hired a Realtor®, gotten a professional pictures, set a reasonable listing price for your home and put your house on the MLS. Several buyers […]
Why you should get home inspection when buying a home in Arizona? Whether you are buying a home or selling a home, you should have a professional home inspection performed. A home inspection is an all-encompassing visual examination of the condition of a home. As home is one of the most important purchase one will […]
First time home buyer: What is the difference between Mortgage Pre-Qualification and Pre-Approval? When you are buying home in Phoenix, your Real Estate Agent may ask you whether you had pre-qualified or pre-approved for mortgage. So, what’s the different between Mortgage Pre-qualification and Mortgage Pre-approved? What is Mortgage Pre-Qualification? Pre-qualification is a lender’s estimate of […]
What is seller paid closing cost when buying or selling a home? Closing costs are one of the most confusing and misunderstood parts of the home buying journey. Most first time home buyers are “not” aware of closing cost. This can be a problem for buyers who jump into the homebuying process without budgeting for […]
My commitment to my clients is to ensure your home buying or selling experience are the most rewarding, most cost & time efficient and as stress free process as possible, while maintaining a professional and ethical business.
